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Lease vs Buy Calculator

Compare the total cost of leasing versus buying a vehicle over the same period.

Vehicle & Lease

Value at end of lease / what you'd sell for

Buy Financing

Running Costs Difference

How much MORE buying costs for insurance (can be negative)
How much MORE buying costs for maintenance (can be negative)

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About the Lease vs Buy Calculator

Use our free lease vs buy calculator to make smarter financial decisions. This calculator is designed specifically for Canadians, accounting for provincial differences, tax rules, and Canadian financial regulations.

How to Use This Calculator

Enter your financial details in the input fields on the left. Results update instantly as you adjust values. Use the sliders for quick adjustments, or type exact numbers for precision. All calculations happen in your browserβ€”your data never leaves your device.

Why This Calculator Matters

Making informed financial decisions requires accurate calculations and clear comparisons. Our calculator helps you visualize different scenarios, understand the long-term impact of your choices, and optimize your financial strategy. Whether you're planning for retirement, managing debt, or evaluating investments, having the right numbers makes all the difference.

Privacy & Security

FiggyBank calculators run entirely in your browser using JavaScript. No data is sent to our servers, no account required, no tracking. Your financial information stays 100% private. Bookmark this page and use it anytime, completely free.